101101 Pay

Cross-border payouts. Try the demo before you decide.

Open the demo account to see a real portal with orders and live quotes; apply when you are ready and we will contact you within one business day.

Who we are

A cross-border payout platform for businesses

Merchants pre-fund an account and pay overseas beneficiaries by bank account, bank card or e-wallet on demand. Fund safety is built as verifiable mechanisms: freeze first, pay second; double-entry ledger; daily reconciliation; two-person control on critical operations.

Capabilities

6 countries / regions, 129 channels; portal and open API; real-time quote before you submit.

Pricing

Each payout = fixed channel fee + 2% commission on the payout amount; an FX-settlement contract is also available, where the channel fee and commission are folded into the daily rate minus a spread. Standard rates below, volume pricing available.

Arrival

Within 10 minutes when beneficiary details are correct; T+0 in special cases; see the note for large Vietnam transfers.

Compliance

Onboarding requires business document review; every fund movement carries a ledger entry, an approval and an audit record.

Global payout coverage

6 countries and regions, 129 payout channels

Bank accounts, bank cards and e-wallets across the main East and Southeast Asian markets. Each payout costs a fixed channel fee plus a 2% commission on the payout amount, quoted in real time before you submit.

ChinaCNY
  • Bank card · Bank card
    CNY 35 ~ 34,000 · Within 10 minutes; T+0 in special cases
  • E-wallet · WeChat Pay
    CNY 0 ~ 49,000 · Within 10 minutes; T+0 in special cases
South KoreaKRW
  • Bank account · 21 banks
    KRW 10,000 ~ 6,500,000 · Within 10 minutes; T+0 in special cases
IndiaINR
  • Bank account · All banks
    INR 70 ~ 200,000 · Within 10 minutes; T+0 in special cases
ThailandTHB
  • Bank account · 7 banks
    THB 50 ~ 49,999 · Within 10 minutes; T+0 in special cases
VietnamVND
  • Bank account · 41 banks
    VND 2,000 ~ 499,999,999 · ≤ 50,000,000: within 10 minutes, T+0 in special cases; above that: T+3
  • Bank account · TienPhong Bank
    VND 50,000 ~ 300,000,000 · Within 10 minutes; T+0 in special cases
  • E-wallet · Momo
    VND 20,000 ~ 500,000,000 · Within 10 minutes; T+0 in special cases
  • E-wallet · VNPT Pay
    VND 20,000 ~ 500,000,000 · Within 10 minutes; T+0 in special cases
  • E-wallet · ZaloPay
    VND 1,000 ~ 500,000,000 · Within 10 minutes; T+0 in special cases
MalaysiaMYR
  • Bank account · 51 banks
    MYR 1 ~ 300,000 · Within 10 minutes; T+0 in special cases
  • E-wallet · BigPay
    MYR 1 ~ 10,000 · Within 10 minutes; T+0 in special cases
  • E-wallet · TNG Digital
    MYR 1 ~ 10,000 · Within 10 minutes; T+0 in special cases

Standard rates; actual fees may vary by partnership type, volume and risk assessment. Commission applies to the payout amount only, never to the channel fee. Arrival time is the usual case when beneficiary details are correct; the receiving bank's processing prevails, and all transactions are settled on the amount actually received. Data as of September 2026.

Four steps

From demo to first payout, usually within two business days

  1. 1

    1. Try

    Log in with the public demo account to see the dashboard, orders, ledger and live quotes. The demo cannot move real funds.

  2. 2

    2. Apply

    Submit six basic fields; we contact you via Telegram or email within one business day.

  3. 3

    3. Review & onboarding

    Provide business documents; once approved we open your account and send the portal address and first-login details.

  4. 4

    4. Fund & first payout

    After your pre-funding is credited you can pay out; we walk the first order through to its final state with you.

What to prepare

Six fields to apply, business documents at review

  • To apply: company / merchant name, contact person, Telegram handle, email, target countries or currencies, expected monthly volume
  • At review: business registration, ID of the legal representative or authorised person, business description (scope and typical beneficiaries)
  • After onboarding: remittance details for pre-funding; for API integration, a technical contact and your server egress IP

Documents are used only for onboarding and compliance review and kept under our privacy policy; never sold or shared with third parties.

Channel partners

Have your own payout channel or local bank resources?

We can integrate your channel with per-transaction revenue share, and welcome merchant referrals with performance-based commission.

  • Integrate your channel: submit country, currency, type and expected daily volume; we assess and get back to you
  • Refer merchants: submit onboarding applications in the partner portal; approved merchants are attributed to you

Choose "Channel partner" as the application type — same entry as merchant applications.

FAQ

Things you may want to know first

Can the demo place orders?

No. The demo can view everything and run live quotes, but payouts, deposits and withdrawals are blocked server-side. Data resets nightly.

How are fees calculated?

Amount debited = payout amount + fixed channel fee + 2% commission. The pre-submission quote shows the full breakdown.

What about FX?

It depends on your contract: standard contracts use the live quote at submission with no separate spread column; FX-settlement contracts use the daily published rate minus a spread that already covers the channel fee. Either way the quote shows the exact rate applied before you submit.

How fast is arrival?

Within 10 minutes; T+0 in special cases; Vietnam bank transfers above 50,000,000 VND usually T+3.

What if a payout fails?

Funds are frozen on submission and debited only on success; failures are released after upstream confirmation, and in-flight orders are never paid twice.

How do I reconcile?

Orders and ledger entries can be filtered and exported; the open API provides order query with polling-based confirmation.